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Community reinvestment Act "CRA" The Community Reinvestment Act (CRA) is a 1977 Federal Law designed to stop redlining and encourage banks to lend in all parts of their communities, including low- and moderate-income (LMI) areas. 💡 What the CRA Does Requires lending: Evaluates performance: Links to approvals: Drives investment: ✅ Benefits for Communities Affordable housing: […]