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X-WR-CALNAME:African American Chamber of Commerce of Hudson Valley
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X-WR-CALDESC:Events for African American Chamber of Commerce of Hudson Valley
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DTSTART;TZID=America/New_York:20260924T183000
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DTSTAMP:20260922T174435Z
CREATED:20260920T215758Z
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UID:2545-1790274600-1790278200@aacchudsonvalley.org
SUMMARY:CRA - Comment LAB - Part Two: From Knowledge to Action
DESCRIPTION:Community reinvestment Act “CRA” \nThe Community Reinvestment Act (CRA) is a 1977 Federal Law designed to stop redlining and encourage banks to lend in all parts of their communities\, including low- and moderate-income (LMI) areas. [1\, 2]\n\n💡 What the CRA Does\n\n\nRequires lending: Pushes banks to serve local credit needs. [1]\n\n\n\n\nEvaluates performance: Regulators grade banks regularly on LMI lending. [1]\n\n\n\n\nLinks to approvals: Uses exam scores to approve or deny bank mergers or branches. [1\, 2]\n\n\n\n\nDrives investment: Encourages funding for community projects and local development. [1]\n\n\n\n\n\n✅ Benefits for Communities\n\n\n\nAffordable housing: Drives major bank support for affordable housing programs like the Low-Income Housing Tax Credit (LIHTC). [1]\n\n\n\n\nSmall business growth: Increases small business loans in working-class and urban neighborhoods. [1]\n\n\n\n\nCDFI support: Directs vital capital and deposits into Community Development Financial Institutions (CDFIs). [1]\n\n\n\n\nBranch access: Keeps physical bank locations and services open in underserved areas.\n\n\n\n\n\n\n\n\n\nZoom Link: \n 
URL:https://aacchudsonvalley.org/events/cra-comment-lab-part-two-from-knowledge-to-action/
LOCATION:Zoom Link
ATTACH;FMTTYPE=image/jpeg:https://aacchudsonvalley.org/wp-content/uploads/2026/09/cra-part-gina-jackson.jpg
ORGANIZER;CN="African American Chamber of Commerce of Hudson Valley":MAILTO:info@aacchudsonvalley.org
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